Envelope budgeting without the subscription
Your money. Your device. Pay once, own forever.
Why Cashmunk?
| Feature | Cashmunk | Subscription Apps |
|---|---|---|
| Privacy | Data stays on device | Cloud-synced to servers |
| Pricing | ~EUR20 once, own forever | EUR99+/year subscription |
| Offline | Works without internet | Requires connection |
| Platform | Native iOS app | Web wrapper or cross-platform |
"As a software engineer who's used YNAB for years, I saw an opportunity to build something simpler. Cashmunk is envelope budgeting without the subscription — your financial data stays on your device, and you pay once to own it forever."
Florian Riquelme Your data stays yours
- Financial data never leaves your device
- No account required
- No tracking, no analytics in the app
- No cloud sync to worry about
Ready to take control of your budget?
Join the waitlist. One email at launch, then I delete your address.