Privacy Policy

The short version

  • Your financial data stays on your device
  • The app doesn't collect, store, or transmit your data
  • No account required to use Cashmunk
  • This website only collects your email if you sign up for launch notification

The Cashmunk app

Cashmunk is a local-only app. Your budget data, transactions, and categories live entirely on your device. I don't have a server, database, or any way to access your financial information.

The app doesn't include analytics, tracking, or any "phone home" functionality. When you use Cashmunk, it's just you and your device.

Your data exists only on your iPhone and in your iCloud backup (if you have iCloud backup enabled). If you delete the app without backing up, your data is gone. I can't recover it because I never had it.

This website

What I collect: Your email address, but only if you sign up for the launch notification.

Why: To send you one email when Cashmunk launches in the App Store. That's the only purpose.

Third parties: Email delivery is handled by Buttondown , an indie-run email service. They store your email address to deliver the notification. I chose them because they share the same values around privacy and simplicity.

After launch: Once Cashmunk is available, I'll send the announcement and then delete the email list. No marketing, no "tips and tricks" newsletter, no selling your address to anyone.

Your rights

Access: The only thing I have is your email address (if you signed up). I don't have access to any of your app data.

Deletion: Want off the list before launch? Email hello@cashmunk.app and I'll remove you.

Portability: Your data is already portable—it's on your device. The app will include export functionality.

Changes to this policy

If I change this policy, I'll post the update here. For significant changes that affect your rights, I'll note it clearly at the top of the page.

But honestly? The core promise won't change: your data stays yours.

Contact

Questions about privacy? Email hello@cashmunk.app and I'll respond personally.

Last updated: January 2026